C Smart International provides global financial institutions with expertise in Cards, Payments, Digital and Core Banking while ensuring exceptional value from our Consulting services.

C Smart began as Card Smart Consulting in 1997. Card Smart quickly achieved the vision of becoming the premier card payment consulting firm in Australia and then set about expanding our services. C Smart International best reflects our services and global reach.

C Smart provides consultants with in-depth financial services experience and has been instrumental in implementing projects and systems for major financial institutions worldwide, including:

  • Australia
  • Brazil
  • China
  • Denmark
  • Japan
  • The Netherlands
  • New Zealand
  • Portugal
  • Spain
  • Thailand
  • United Kingdom
  • United States of America


Whenever we need industry specialists, we go directly to C Smart International. They always provide high quality resources that deliver superior results

Executive Manager
Major Australian Bank

C Smart has been invaluable in us establishing and growing our business in the region for the last ten years. I have the highest respect for the quality of their people and the company culture

Senior Vice President
Global Service Provider

C Smart International helps us to deliver new and innovative product initiatives, adding great value to every stage of the project, from product strategy and business case right through to solution delivery and implementation

Head of Commercial Cards
Major Australian Bank

C Smart has assisted my business over the years in delivering a number of market leading card products, they know the industry and understand my business. C Smart have provided high quality people with a range of technical, business and leadership skills that have helped my projects go in on time and on budget

National Program Manager
Global Bank

C Smart provided subject matter experts to assist our project team in defining business requirements, detailed design and delivering optimal solutions to the business

Program Director
Major Australian Bank

The subject matter experts and other resources we have used from C Smart proved to be valuable assets to our organisation

Program Manager
Major Australian Bank

C Smart has provided subject matter experts on a variety of different projects, directly assisting our organisation in their successful implementation

Vice President
Global Software Provider and Processor